Our investments

Family capital invested
with a long-term perspective.

Our investments reflect a flexible approach across businesses, real estate and selected opportunities. We invest our own family capital and evaluate each opportunity on its individual merits.

Business professional carrying a briefcase, from the NEO Finance careers website
NEO Finance · Portfolio companyImage source ↗

Direct investments are shown below. Expand a parent company to view its subsidiaries. Percentages refer to the direct shareholder named on each card.

RASO, UAB

Majority Shareholding
Parent / direct shareholderERA Capital
Shareholding80%
Company details

Sector
Retail & business technology

RASO supplies point-of-sale systems, mobile computers and barcode equipment. Its solutions help businesses manage sales and collect operational data across retail, manufacturing and logistics.

ERA Capital involvement
Active ownership through board representation

Invested since
2008

Lithuania

Company website ↗

Mark ID, UAB

Majority Shareholding
Parent / direct shareholderERA Capital
Shareholding76.69%
Company details

Sector
Digital identity & electronic signatures

Mark ID provides digital identity verification and electronic signing solutions. Its Mark Sign platform enables businesses to sign, manage and validate electronic documents.

ERA Capital involvement
Active ownership through board representation

Invested since
2019

Lithuania

Company website ↗

RE Factor, UAB

Significant Influence
Parent / direct shareholderERA Capital
Shareholding50%
Company details

Sector
Real estate

Real estate rental.

ERA Capital involvement
Active ownership without board representation

Invested since
2012

Lithuania

NEO Finance, AB

Majority Shareholding
Parent / direct shareholderERA Capital
Shareholding83.13%
View group companies4 subsidiaries

Sector
Financial technology & peer-to-peer lending

NEO Finance operates the Paskolų Klubas peer-to-peer lending platform, connecting people seeking consumer loans with investors. The platform supports loan investment, automated investing and a secondary market.

ERA Capital involvement
Active ownership through board representation

Invested since
2014

Lithuania

Company website ↗

Finomark, UAB

Direct shareholder: NEO Finance, AB

Direct shareholding: 89.32%

Neo Finance, BV

Direct shareholder: NEO Finance, AB

Direct shareholding: 100%

Neo Invest1, UAB

Direct shareholder: NEO Finance, AB

Direct shareholding: 100%

Neo Invest2, UAB

Direct shareholder: NEO Finance, AB

Direct shareholding: 100%

Finomark

Alynas, UAB

Significant Influence
Parent / direct shareholderERA Capital
Shareholding33.5%
Company details

Sector
Hospitality & leisure

Alynas operates a network of draught beer venues in Lithuania. Its locations combine drinks and snacks with tastings and social leisure experiences.

ERA Capital involvement
Passive ownership

Invested since
2010

Lithuania

Company website ↗

Renteli, UAB

renteli.
Significant Influence
Parent / direct shareholderERA Capital
Shareholding49.66%
Company details

Sector
Consumer goods rental

Renteli offers long-term rental of household goods and appliances. Its service gives customers access to products with flexible options to return or exchange them.

ERA Capital involvement
Passive ownership

Invested since
2017

Lithuania

Company website ↗

Ecorento, UAB

Significant Influence
Parent / direct shareholderERA Capital
Shareholding49.49%
Company details

Sector
Mobility & vehicle rental

Ecorento rents hybrid and electric vehicles for everyday use and professional driving. Its fleet serves ride-hailing drivers, couriers and customers seeking longer-term rental.

ERA Capital involvement
Passive ownership

Invested since
2025

Lithuania

Company website ↗

BHD, UAB

Significant Influence
Parent / direct shareholderERA Capital
Shareholding50%
Company details

Sector
Retail technology & hospitality supplies

BHD distributes point-of-sale systems and specialist IT equipment for businesses. It also supplies equipment, amenities and accessories for hotels and spas.

ERA Capital involvement
Passive ownership

Invested since
2004

Lithuania

Company website ↗

DennyPay, UAB

Significant Influence
Parent / direct shareholderERA Capital
Shareholding31.5%
Company details

Sector
Payments technology

DennyPay develops payment solutions for e-commerce, point-of-sale and self-service environments. Its integrations support automated payments in settings such as vending machines and unattended retail.

ERA Capital involvement
Passive ownership

Invested since
2018

Lithuania

Company website ↗

BNP Finance, UAB

Significant Influence
Parent / direct shareholderERA Capital
Shareholding46%
Company details

Sector
Consumer finance

BNP Finance provides consumer lending and refinancing services. Its products help customers finance purchases such as vehicles and home improvements.

ERA Capital involvement
Active ownership through board representation

Invested since
2009

Lithuania

Company website ↗

Gifty, UAB

Significant Influence
Parent / direct shareholderERA Capital
Shareholding40%
Company details

Sector
Digital gifting & rewards

Gifty operates a digital gifting platform that lets users send gifts redeemable with partner businesses. Its services also support employee rewards and business gifting.

ERA Capital involvement
Passive ownership

Invested since
2014

Lithuania

Company website ↗

Meniu, UAB

Significant Influence
Parent / direct shareholderERA Capital
Shareholding50%
Company details

Sector
Hospitality discovery & digital platforms

Meniu operates an online restaurant guide that helps people discover places to eat. The platform brings together restaurant listings, table reservations and dining-related offers.

ERA Capital involvement
Active ownership without board representation

Invested since
2016

Lithuania

Company website ↗

Baltstamp, UAB

Significant Influence
Parent / direct shareholderERA Capital
Shareholding21.19%
Company details

Sector
Digital trust services

Baltstamp provides qualified electronic timestamping services. Its technology helps establish when electronic data existed and supports the long-term verification of electronically signed documents.

ERA Capital involvement
Passive ownership

Invested since
2021

Lithuania

Company website ↗

Adventica, UAB

Minority Interest
Parent / direct shareholderERA Capital
Shareholding11.15%
Company details

Sector
Family entertainment & leisure

Adventica operates indoor family entertainment parks with play areas and active attractions. Its offering includes birthday celebrations, group activities and events.

ERA Capital involvement
Active ownership through board representation

Invested since
2021

Lithuania

Company website ↗

Empirija, UAB

Minority Interest
Parent / direct shareholderERA Capital
Shareholding9.5%
Company details

Sector
Retail & hospitality technology

Empirija supplies, installs and services point-of-sale systems and cash registers. Its solutions support retail, restaurants and other service businesses.

ERA Capital involvement
Financial investment

Invested since
2024

Lithuania

Company website ↗

BR1CK, UAB

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Circular economy & e-commerce

Operating as Sort A Brick, the company restores used LEGO bricks into complete, ready-to-build sets. It offers refurbished sets and services that help customers reuse their existing collections.

ERA Capital involvement
Financial investment

Invested since
2025

Lithuania

Company website ↗

Jeff, SIA

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 5%
Company details

Sector
Financial technology

Jeff operates a data-driven loan marketplace connecting borrowers with lenders. Its technology supports customer acquisition and embedded lending partnerships in emerging markets.

ERA Capital involvement
Financial investment

Invested since
2019

Latvia

Company website ↗

Flutterwave, Inc

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Payments technology

Flutterwave provides payment infrastructure that helps businesses accept payments and make transfers. Its platform supports multiple currencies and payment methods, including cards, bank transfers and mobile money.

ERA Capital involvement
Financial investment

Invested since
2025

United States

Company website ↗

Kredete, Inc

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Financial technology

Kredete provides a financial app for cross-border transfers, accounts and cards. It also offers tools that help users build credit history in the United States.

ERA Capital involvement
Financial investment

Invested since
2024

United States

Company website ↗

Wesky, UAB

Wesky, UAB logo
Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Aviation technology

WeSky develops in-seat power systems for commercial aircraft. Its cabin electronics support passenger connectivity while helping reduce aircraft weight and energy consumption.

ERA Capital involvement
Financial investment

Invested since
2025

Lithuania

Company website ↗

Sprendimų laboratorija, UAB

Sprendimų laboratorija, UAB logo
Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Automotive testing technology

Through LABA7, the business develops and manufactures equipment for testing vehicle components and suspension systems. Its products serve motorsport, manufacturing and research applications.

ERA Capital involvement
Financial investment

Invested since
2022

Lithuania

Company website ↗

Awabah, Ltd

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Financial inclusion & employee benefits

Awabah provides access to micro-pensions and benefits for business owners and workers in Nigeria. Its platform combines retirement saving with insurance-related benefits.

ERA Capital involvement
Financial investment

Invested since
2026

United Kingdom

Company website ↗

Astrolight, UAB

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Space & optical communications

Astrolight develops laser communication systems for space and defence applications. Its products include optical terminals and ground stations for high-capacity data links.

ERA Capital involvement
Financial investment

Invested since
2026

Lithuania

Company website ↗

MNP Technologijos, UAB

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Defence technology & unmanned systems

Operating as Monopulse, the company develops unmanned aerial and surface systems. Its platforms support surveillance, mapping and inspection missions for government and professional users.

ERA Capital involvement
Financial investment

Invested since
2026

Lithuania

Company website ↗

Juodosios gulbės technologijos, UAB

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Space technology & satellite autonomy

Operating as Black Swan Space, the company develops software and hardware for autonomous satellite operations. Its solutions include mission simulation and vision-based navigation technology.

ERA Capital involvement
Financial investment

Invested since
2026

Lithuania

Company website ↗

Broswarm, UAB

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 1%
Company details

Sector
Defence technology & mine detection

Broswarm develops drone-based sensing technology for detecting landmines and other underground objects. It combines radar and three-dimensional imaging to support demining operations.

ERA Capital involvement
Financial investment

Invested since
2026

Lithuania

Company website ↗

Engman Arccon, UAB

Minority Interest
Parent / direct shareholderERA Capital
Shareholding< 5%
Company details

Sector
Software & engineering digitalisation

Engman Arccon develops software and integrates IT systems for architecture, engineering, construction and manufacturing businesses. Its services include automation, cloud solutions and building information modelling consultancy.

ERA Capital involvement
Financial investment

Invested since
2026

Lithuania

Company website ↗

Ownership structure

Our ownership structure.

ERA Capital ownership structure